001  /  FEATURES & USE CASES What it does, and who it's for

Everything Kwik Nkap does, built for how you get paid.

Start with the tools that move your money — payments, savings, payouts and more — then find the business that's yours. One Mobile Money toolkit for every way Cameroon sells.

002  /  THE FEATURES

Everything you need to get paid, in one place.

Seven tools that run your money end to end — from the first scan to the last receipt. Tap “How it works” on any one for a step-by-step guide.

GET PAID

Take money, any wallet

Collect in person, by link, or by invoice — one QR for every Mobile Money wallet and card.

Mobile Money Payments

One QR code, every wallet. Customers scan and pay using MTN MoMo, Orange Money or any major card. No POS terminal, no card reader, no per-network setup. You see the payment land in real time and confirm it on your phone.

  • One QR for every wallet
  • Real-time confirmations on your phone
  • Works on slow networks
  • Fees from 1–8% by volume
MANAGE YOUR MONEY

Move it, save it, track it

Once a payment lands, cash out on your terms, set a slice aside automatically, and keep a clean record of every franc.

Auto-Savings Vault

Most merchants intend to save and then don't. Kwik Savings flips the order: you set a percentage and that portion of every payment is set aside automatically before it ever lands in your spending balance. Change the percentage any time as your goals change.

  • Set a percentage once, save on every sale
  • Goal tracker for re-investment or quarterly tax
  • Withdraw any time, no penalty
  • Adjust the rate as your goals change
ON THE ROADMAP
  • Coming soon

    Microlending

    We're working with licensed banks to offer flexible loans tied to your real sales history — coming soon.

  • Coming soon

    Finance Tracking

    Comprehensive tools to monitor your business finances, track expenses and gain valuable insights.

  • Coming soon

    Inventory Solutions

    Smart inventory tools to track stock levels, manage suppliers and optimize your supply chain.

003  /  WHO IT'S FOR

Which one is you?

Six everyday businesses, one way to get paid. Scan down — you'll know yours when you see it, then read the guide.

  • You run a shop or boutique.

    A busy counter, and every customer on a different wallet. Print one Kwik Nkap QR, place it by the till, and let walk-ins scan and pay with MTN MoMo or Orange Money — no POS, no asking for your number.

  • You run a restaurant or bar.

    Settle the bill right at the table. Show a QR or send a payment link, the customer approves on their phone, and the payment lands with a receipt — no cash drawer, no chasing.

  • You invoice clients for your work.

    Stop pasting bank details and waiting weeks. Build a professional invoice with your line items, send it over WhatsApp, and your client pays with one tap. It marks itself paid the moment the money lands.

  • You sell on WhatsApp and Instagram.

    Your shop lives in the DMs. Drop a payment link into the chat, your customer pays from any wallet, and you confirm the order on the spot — no transfer screenshots to verify.

  • You host events.

    Concerts, conferences, game nights. Sell tickets through a single link, take Mobile Money at the door, and track every sale in one dashboard.

  • You run a pharmacy or clinic.

    Fast, trustworthy payments at a busy counter. Customers scan and pay, get a receipt every time, and your books reconcile themselves.

NOT A MERCHANT?

You just want to pay.

Not a merchant? Scan any Kwik Nkap QR and pay from MTN MoMo, Orange Money or your card — no new account, a receipt every time.

004  /  GET STARTED

That's you? Start getting paid.